Big Lots Content - Big Lots (2024)

SHOP. EARN. REPEAT.

Big Lots Content - Big Lots (1)

$5

BIG Rewards Members can earn $5 back in Rewards for every $100 in purchases charged to your Big Lots Credit Card4

OR

6 MONTHS

No interest if paid in full within 6 months on purchases of $250 or more made with your Big Lots Credit Card6

12 MONTHS

No interest if paid in full within 12 months on purchases of $750 or more made with your Big Lots Credit Card6

Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period

Already a Big Lots Credit Card member?

Have Questions? Reach out to Big Lots Credit Card Care Center at 888-566-4353
(TDD/TTY: 888-819-1918)

BIG Benefits with your Big Lots Credit Card

BIG Rewards + Big Lots Credit Card

Big Lots Content - Big Lots (7) The BIGGEST Savings

Big Lots Content - Big Lots (8)

$5 Reward

for every $100 Spent

When you are a BIG Rewards Member
& use your Big Lots Credit Card4

Earn Periods:

Feb 1 - April 30

May 1 - July 30

Aug 1 - Oct 30

Nov 1 - Jan 30

Not a BIG Rewards member yet?

Join Now

Frequently Asked Questions

How do I earn my credit bonus for the Big Rewards program?

Where do I find my Big Lots Credit Card Rewards?

When do the Credit Card earn periods end?

How do I know how close I am to earning a reward?

Does my spend rollover into the next earn period?

Can I apply past purchases or deferred interest purchases to earn my credit rewards?

When do my Credit Card Rewards expire?

How can I pay my bill?

Can I view my statements online?

I use a P.O. Box, can I still apply?

Can I make purchases before I receive the new card in the mail?

To see full terms & conditions of use, click here.

4 Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). This rewards program is provided by Big Lots and its terms may change at any time. For full Rewards Terms and Conditions, click here. Cardholders must enroll/be enrolled in the BIG Rewards program. Spend is calculated during defined earn period and resets at the end of each period.

6 Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.  Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Each transaction placed on a promotional Credit Plan(s) will not earn Big Lots Credit Card reward(s). As of February 2024, terms for new Accounts: Variable purchase APR of 32.24%. Minimum interest charge is $3 in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.
Big Lots Credit Card Accounts are issued by Comenity Capital Bank.

Big Lots Content - Big Lots (2024)

FAQs

Where does Big Lots get its merchandise? ›

“A large percentage of Big Lots' inventory comes from after-season overstock and discontinued products from retailers and manufacturers,” explains Brent Shelton, of deals website FatWallet. Take a look at what to expect -- and how to save even more -- on your first or next visit to Big Lots.

What kind of credit score do you need to get a Big Lots credit card? ›

Yes, the Big Lots Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Big Lots Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points.

Who is Big Lots owned by? ›

Big Lots (BIG) Ownership Overview

The ownership structure of Big Lots (BIG) stock is a mix of institutional, retail and individual investors. Approximately 38.72% of the company's stock is owned by Institutional Investors, 26.22% is owned by Insiders and 35.06% is owned by Public Companies and Individual Investors.

Does Big Lots carry milk? ›

Shop Big Lots for Milk & Cream products

Big Lots is the perfect place to stop for milk and cream. You can find great prices on your favorite drinks, like Nestle Nesquik and Yoo-Hoo.

Why did Big Lots change their name? ›

In 2001 our array of store names and company identity were converted to a single national brand: Big Lots. For our customers, a common national brand represents consistency and buying power. And for our 35,000 associates, the Big Lots name reinforces a shared company culture from coast to coast.

What was the name before Big Lots? ›

Consolidated Stores Corp. agreed to limit their use of the Odd Lots name to stores located within a certain radius of Columbus. Beyond the radius, Consolidated began opening stores under the Big & Small Lots name. Eventually, all Odd Lots stores were rebranded as Big Lots.

Which bank holds the Big Lots credit card? ›

Big Lots Credit Card accounts are issued by Comenity Capital Bank. Review our Financial Privacy Policy and Online Privacy Policy for more information. California Residents: Submit a Data Request Form to make a Do Not Sell or Share My Personal Information request.

What credit card can I get with a 480 credit score? ›

The best credit card for a 480 credit score is the OpenSky® Plus Secured Visa® Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The OpenSky® Plus Secured Visa® Credit Card also reports to the credit bureaus on a monthly basis.

Who does Big Lots pull credit from? ›

The Big Lots Credit Card can use any of the three major credit bureaus (TransUnion, Experian, or Equifax) for approval. The exact bureau they use varies on a case-by-case basis. And once your account is open, your financial activity will be reported to all three major bureaus, on a monthly basis.

Why is Big Lots going out of business? ›

Big Lots closing dozens of California stores

According to the company, net sales for the first quarter of fiscal 2024 totaled $1.009 billion, a 10.2% decrease compared to $1.124 billion for the same period last year. The company blamed the decline on a "challenging consumer environment."

Who is Big Lots biggest competitor? ›

Big Lots's competitors
  • Big Lots.
  • Dollar General.
  • Target.
  • Walmart.
  • Costco.
  • Burlington Stores.

How much debt does Big Lots have? ›

According to Big Lots 's latest financial reports the company's total debt is $2.37 B.

Does Big Lots sell eggs? ›

Coolers and Freezers. Fresh dairy and frozen foods are now available at select Big Lots stores. Look for fresh milk, eggs, butter, frozen pizza, frozen dinners, ice cream and more!

What do farmers carry milk in? ›

Fresh milk is driven from the dairy farm to a local dairy processing plant in an insulated, sealed tanker truck. You've probably seen one on the highway – it is similar to a giant thermos on wheels.

How is Big Lots doing as a company? ›

Big Lots remains in a precarious financial position as it is still making huge losses and is burning through cash,” Saunders said. “That said, the company has secured liquidity via a new loan, so this and its current cash generation should tide it over in the near term. But it remains in the danger zone.”

How does Big Lots get its inventory? ›

Big Lots has long sourced from closeout situations such as production overruns, packaging changes, discontinued products, order cancelations, liquidations, returns and other disruptions in the supply chains of others.

Where do big retailers get their products? ›

Most retailers don't make their own merchandise. Instead, they get their products from wholesalers. Not only are wholesalers great sources of merchandise, but as your business grows and evolves, they're flexible enough to support you along the way.

Does Big Lots sell discontinued items? ›

According to Supply Chain Drive, a large percentage of the retailer's inventory comes from overstock, discontinued products and closeout situations, so its products – and sometimes quality – often need to be more consistent.

Is odd lots and Big Lots the same company? ›

In 2001, his company Consolidated Stores Corp. rebranded itself and several brands — Odd Lots, Mac Frugal's and Pic 'N' Save — under the Big Lots name. Get news and analysis covering the modernization of retail and e-commerce, delivered to your inbox daily.

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